01Portfolio monitoring
See the portfolio, not just the spreadsheet.
Bring lending data into one risk view. Explore concentration, delinquency trends and emerging exposure across borrower segments.
Financial intelligence / Human oversight
See risk early.
Decide with clarity.
AI-powered portfolio intelligence for India’s NBFCs and mid-sized lenders. Monitor exposure, test adverse scenarios and build reports your risk committee can interrogate.
Early-stage platform. Built around real risk workflows, not another chatbot.
Intelligence that answers to youN / R
Our design commitments
Human review, alwaysTraceable calculationsControlled data access
From exposure to action
One loan book.
A clearer picture.
Start with the decisions your credit and risk teams make every week. Nivora Risk’s initial focus connects portfolio monitoring, stress testing and explainable reporting in one workflow.
The intelligence loop
Lending data → Risk analysis → Human review
AI supports the analysis. Your team owns the decision.
02Scenario analysis
Test the downside before it arrives.
Model adverse economic scenarios and compare their impact on your loan book. Make assumptions explicit so your team can challenge the result.
03Explainable reporting
Turn analysis into accountable decisions.
Prepare management reports with traceable calculations and human review. Keep the reasoning attached to the recommendation.
A focused start
Prove the workflow.
Then scale the impact.
Begin with a scoped pilot before a wider deployment. Confirm data requirements, implementation scope and commercial terms with our team before purchasing.
Pilot → Portfolio deployment → Expanded intelligence
Evaluate reporting time, analyst adoption and scenario usefulness—not unverified ROI promises.
Free
For individuals getting started
$0/month
- 1 workspace
- Up to 3 team members
- Basic analytics
- Community support
Your next risk decision
Start with one portfolio.
Ask better questions.
Bring your most demanding reporting or monitoring workflow. Let’s define a pilot with clear boundaries and measurable outcomes.
Explore a pilotFor NBFC risk heads, credit teams and finance leaders.